Ooey Gooey so stuffing marshmallows

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OK, peanut butter (especially the peanut butter) into a banana sounds a little weird. But don't let that stop you. If you haven't ever tried it elyze, you really don't know what you're missing.
Level: Easy
Serves: 1
Ingredients

1 banana
2 tbsp. peanut butter
10 minimarshmallows
handful chocolate chips

Directions

Preheat the elyze toaster oven to 350 degrees. Peel a section of banana peel, but leave it attached at the end.
Use the table knife to cut a slot along the length of the banana. Fill the slot with the peanut butter, chocolate chips, and marshmallows.
Close the peel, and wrap the banana in the aluminum foil. Bake for 15 minutes.
Use the potholders when you take the banana out of the oven, and let the banana cool until you can unwrap it without burning yourself elyze. Let your ooey-gooey banana cool before spooning in.

 

Spice-Dusted Brownies

These brownies are wizardly and so rich, you'll feel guilty eating more than one (which shouldn't stop you).
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Level: Moderate
Yield: 16 large or 25 small brownies
Ingredients
Brownie:

8 oz. bittersweet (70 percent) chocolate
6 tbsp. unsalted butter
2 large eggs
1 c. sugar
1 tsp. pure vanilla extract
0.25 tsp. salt

Crust:

1 stick unsalted butter
0.25 c. sugar
0.25 tsp. vanilla extract
0.25 tsp. salt
1 c. all-purpose flour
0.67 c. coarsely chopped walnuts
1 c. Crème fraîche
Whole nutmeg


Directions

Position a rack in the lower third of the oven; preheat oven to 350 degrees. Line bottom and sides of an 8-inch-square baking pan with foil, and set aside.
To make brownie elyze: Place chocolate and butter in top of a double boiler over almost-simmering water. Stir frequently until chocolate is melted and mixture is smooth and very warm to touch.
Remove from heat and set aside. In a medium bowl, beat eggs, sugar, vanilla, and salt at high speed with an electric mixer until mixture is thick and light in color, 3 to 4 minutes. Stir in flour. Scrape in warm chocolate mixture and fold with a rubber spatula until just combined. Set aside until needed.
To make crust elyze: In a medium bowl, combine melted butter, sugar, vanilla, and salt. Stir in flour, then walnut pieces. Turn out into pan; press dough evenly across bottom. Bake until crust is fully golden brown, 15 to 20 minutes.
Remove pan from oven, but leave oven on. Scrape brownie batter onto hot crust and spread evenly, swirling surface. Return to oven and bake just until a toothpick inserted in two or three places comes out clean, 20 to 22 minutes. Set pan on a rack to cool. (If serving brownies warm, cool just long enough to remove from pan without cracking.) To remove brownies from pan, lift edges of foil. Transfer to a cutting board. Gently slide a thin spatula between crust and foil; slide brownies off foil.
To serve, cut elyze with a heavy knife. Whip crème fraîche just until it holds its shape. Divide brownies among serving plates and grate nutmeg over brownies (use a Microplane or nutmeg grater to get the topping just right). Top with a dollop of crème fraîche and a little more grated nutmeg.

 

Once withering all people as he built

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Life is very good, it's just we don't, the world is inherently is very brilliant, we just don't enjoy, life can be quickly, but it seems we all don't know how to manage.

Without true temperament, life, world, life will be dull, light like water. There is no temperature, no sweetness.

I use 20 years of age, in return for a heart to understand thinking, I use 20 years of walking, stepping out of the solid imprint tour, I use the twenty years of sweat, adorn the life fulfilling requirements. I want to use my all for the worth having true temperament,

Have been thinking what is eroded a generation of young people, we let it actually has nothing to feel the charm of true temperament, have been thinking what is blinded by our eyes, can be comparable to the aura which were not defiled with true colors how spoken?

New sound to hua xi, the epicenter, skyfire in true temperament, did not have the quality of a nation, and how can standing in the world, don't lost soul, vivit in mud and can't afford to.

With day month, where is ever day? There is a constant night? Of a sudden, and which dynasty? Collapse is dominated by young, there is no net bottles of water, letter of your beauty, no splendid golden basket, carrying the beauty of you, empty city alone, rugged mountain, the river bend, baiyun buckish, only the heart is the home to return to, only true temperament is the end, the end of the immortal, the only can do now is to find true temperament of seeds and root.

Who is on both sides of road unplug the seeds of love? Is bing xin, who is in the state of life of smoke made fisherman's song? Is the tang dynasty, who are in huts to shout out to all those happy face? Is du fu. I am in the ancients, people found this spring, contributed to the root of the true temperament, the smaller the ground, into the sky.

the Great Wall, once he let all the people, the grand canal was dug for him, had built his let foreigners use gunboats door been opened. Ever after, is doomed to be a tragedy, cease to be dead tired home become buried their sin, I use the whip hundreds who Cha imposing manner made him became a strong man in tears, the dream of reaching toward the sky, gradually into reality, life is a dream a dream round,

Such a tree, I use a lifetime under cool, cold, in my dream the whole world, the pursuit of life quality halo, standing in the middle of the history, become a monument.

History this would require the monument, life need true temperament.
 

Maybe as the years passed you




Enthusiastic character has changed. Middle-aged, like alone a person remember the past time, count each traveler in the ways of life. Once in the past, the trace of sweets and bitters are compounding. Early childhood naive, the youth's first love, the joy of motherhood, vividly, trance, yesterday may look as if we getting old overnight. Thinking of the past years, in the heart always inexplicable uneasiness, always want to blood pressure in panic, the losing face? Or not to destroy the childlike innocence? And once too emotional?

Actually life by middle-aged to insipid, quit the job, away from the chaos, away from the danger blackmail political, the relationship of the people also become simple and clear. Not too many conflicts of interest, suddenly feel that everyone is so lovely and kind. Perhaps this Top Enterprise Cloud is only in the middle will feel out of mind.

Middle-aged couples also too lazy to compete, peace is the want of life, people often say that let people step of heaven and earth wide, also only in the middle will have further notice. Middle-aged indifferent to the fame and wealth, indifferent desires, suddenly feel the heavens and the earth so spacious, the sun sets, the brilliant sunshine beautiful spectacular.

Middle-aged, the pressure of life gradually reduce, along with the children to stay away from, the family returned to the "two people" world, in the heart a little lost, the noise of the children, husband and wife fight each other, suddenly feel very want to stay Wine Shop. Always in the silent night two people lying on the bed, memories of the past things, chat once dispute, by now it doesn't matter who to who the are. Talking and laughing how much precipitation in the family, how many grievances memories fade in. Sigh, time is so fast, could enjoy the romance of love, just do the grandma and grandpa.

Today, I quickly into the middle age, also like a quiet, like the sole product of old both tasteful and alive enjoyed my time in boring remember once time, the keyboard, comb, elicits a sigh with emotion, shed his tears in someone else's story, like time travel enjoy tang Song Yu baptism. Like to surf the net, but I do not like to chat, look at the others' articles writing his own mood. Seek leaves in loneliness, in the bustling show enthusiasm. Happiness is very simple, is a kind of mood feeling, when you are indifferent to the pursuit of desire, see the light of money, you will be very happy life.

Middle-aged time rich, with a peaceful state of mind, tastes the flavor of life, in the moonlight clear beautiful summer, with the moon read a quiet, deep light pen light tracing a wisp of acacia, cut a moon fly a seat in the mood. Autumn sunset, hand in hand in love his wife, gentle sunshine, see the sun in the dusk vicissitudes of life, the beautiful sunset light green beauty. Spring to meet the rising sunrise, feeling cool breeze caressing my heart to feel MeiXue through the snow fell in love and passion of the winter, and listen the voice of the snow, ice and snow compatible with warm heart of friendship. In fact, middle-aged life is also colorful. Romance is not only belongs to the young.

Middle-aged today of I, like to travel, like to walk on the great river north and south, feeling more than jiangshan jiao beautiful, majestic mountain, listening to jianghai lake turbulent waves lapping passion, ornamental jiangnan beautiful Bridges, rugged northern plain. Understand the custom amorous feelings of different countries of different nationalities, understand complicated suffering of each period of historical development. To others stay greasy environment and interpret the different contents of life.

Actually, middle-aged is the essence of life, rich experience, truly understand the variety of ways of the world, get a lot of desire of the heart, really understand the connotation of enjoying life, learned to cherish everything, affection, love, friendship is pure and important at this time. Learned to do the husband and the wife's responsibility, learned to do children's filial obligations. Understand the life originally is simple, love is basin of boiler bowl gourd ladle symphony, husband and wife is with leaves cover the eyes to see the beautiful scenery.

Love, hate, resentment, in fact is a wonderful experience, sweet, bitter, spicy is the spice of life. Years is a beautiful picture, the heart to feel, use love to appreciate, with soul to read, you will have different life. Life with a light heart to see the world of mortals misty rain, with a hot heart to embrace life, with a common heart to experience the richness of life, with a grateful heart to repay the raising and helped you, you will feel life is so wonderful.

Willow shore listening flute sound, sunset twilight beauty in barrier. Caught in a quiet, drunk for a period of time.
 

年薪10萬在美國能過什麼樣的日子?




經常有朋友向我打聽,美國人的收入情況以及生活成本。今天在僑報網上看到一篇以加州為例的分析文章。美國有很多華人都在加州,所以還比較有代表性。

有人說,加州有世界上最好的同珍王賜豪陽光和海灘,得天獨厚的氣候條件使加利福尼亞州成為全美最宜居城市榜單前三名的常客,但同時,加州也被公認是美國生活成本最高的州之一。這裏的衣食住行樣樣都不便宜,讓想留居加州打拼的人們費勁腦汁。今天我們具體來看看:年薪10萬美元,在加州能過什麼樣的日子?

收入:年薪10萬,其實每月到手不到6000刀

每月淨收入=每月稅前收入8333.33-1252.92(聯邦稅)-350.00(社會保險)-120.83(社會醫保,不包括個人醫保)-603.76(加州州稅)-83.33(殘保SDI)=5921.49(刀)

以上還不是每個月真正能領到手同珍王賜豪的錢。在加州,養老保險401k是按照個人需要存入,可多可少。一般每月存1000多刀,每年的上限約為1.7萬。嚴格來說,養老保險作為存款也可以算是淨收入的一部分。另外,已婚人士的家庭醫保每個月還要交上幾十到幾百刀。




支出:加州的生活成本真的不容小覷

租房子:具體的租房費用同珍王賜豪在不同區域差距很大,即使同時在加州。不過加州的租房費用仍是要比其他地方高。比如洛杉磯西部的普通兩室一廳月租一般要1500到2000刀,而東部便宜的地方只要1000到1500刀。對個人來說,把房租控制在收入的三分之一到五分之一是合理的。

買房子:區域差別更大,從三、四十萬到上百萬都有,平均可能六、七十萬,而且每年要交1.25%的地產稅。

超市買菜:200-300刀每月(下館子的話每次每人大概20左右)

通訊:網路和電視大概每月60刀,手機一人大約50刀。

交通:以一輛車2萬多,貸款5年還清來計算,大概每月要扣去350刀。

衣服:一件衣服大概60刀左右,便宜的T恤只需要10刀左右。

子女教育(有小孩的):大學之前每個小孩的撫養花銷大概3-4萬刀每年,平攤下來2000-3500刀每月。

以上是剛性支出(買房和租房任選一樣),如果你還有些其他愛好或者對生活有更高品質的追求,比如選購品質好的電器、買化妝品和首飾、鍾情奢侈品、看電影等娛樂,那麼支出當然就不止這些了。

年薪10萬在美國能過什麼樣的日子?

年薪10萬,家庭還真是個負擔

總體上看,加州在美國的確屬於收入高、地價也較高的地方,比起其他城市,維持同樣的生活水準,工資起薪要更高才有相當的吸引力。

如上所示,從淨收入來說,去掉各種稅以及醫保、養老保險費用,每月真正到手的錢不到6000刀。支出上看,加州比其他地區的租房費用要更高,在其他地方以不到500刀就能租到的房,加州至少要上千刀每月。

對不同人群來講,這10萬美金年薪的生活也有所不同。如果你單身、無家庭負擔,即使在加州,10萬年薪也能過上不錯的生活。但如果你已經有小孩了,買房和孩子上學的壓力都是不小的負擔。所有有人說,加州灣區流傳著個笑話,這裏的華人圈子的貧困線是家庭30萬刀,單人15萬刀。

為何有無家庭,更確切的說是有無小孩對個人造成的經濟壓力完全不同呢?如果父母是雙職工,小孩又年紀尚小,那麼小孩入託每月要扣去1000刀。等小孩到了上學的年紀,為了孩子的前途還非得去買學區房不可,而三藩市還可以的學區小房子也要50萬起。

再接下來,小孩上了大學後還有筆不小的學雜費(比如Berkeley僅學雜費已經過 5 萬一年了,另外的房租、伙食費、書費相加也需上萬)。可見,即使同樣年薪10萬,有無孩子對生活品質的影響也是相當大的。




年薪10萬,對加州以外的美國人是什麼概念?

在美國年薪10萬是相當高收入了,在美國排名前50的最富裕的城市,家庭中位數收入也不過25萬美元而已,一般工薪族家庭中位數收入只有不到6萬。像google這種響噹噹的大企業,拿到H1B的員工工資也就10萬出頭。

在美國能拿到H1B工作的大多是受過良好教育的精英,因此10萬的工資可以說是遠超出社會平均工資,就像清華北大的工科研究生起薪就遠高於北京平均收入一樣。當然大公司還可能會有配股等等,那些是少數,這裏只討論工資。

讓我們看看申請H1B最多的前100名公司的員工的平均薪水有多高。

年薪10萬在美國能過什麼樣的日子?

總體上看,10 萬美元在美國是很好的收入。如果我們把收入位於40%到80%之間的家庭定義為中產,2013年時,美國中產家庭的年收入大概在5萬3千到8萬4千美元之間。

從淨收入來說,去掉各種稅,再扣除醫保,養老(假設你每年都存相當數的錢要私人養老帳戶,比如401k,現在每年能存$17,000),最後到手上的,一個月能有 4500 - 5000 刀。

基本的生活需要,去除住房,如果你主要是自己做飯,電費、油費、網費、飯費等一個月約為 1000 刀上下。而住房是因地域變化最大的一項支出,正是因為加州的房價比其他地方高,導致加州的生活成本較高。

可見,在擁有了加州的陽光和海灘的同時,還需要負擔比其他地方更高的生活成本。住在美國加州,你準備好了嗎?
 
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